Terms & Coniditions

Paylos’s Website

These Terms and Conditions apply to the website owned and operated by Paylos ABN 28 651 871 788, at the domain paylos.org.au.

Your use of this Website, and any information, graphics, text, software, and any other content available on the Paylos Website is governed by these Terms and Conditions. By using the Paylos Website, you agree to be bound by these Terms and Conditions.

In addition to these Terms and Conditions, additional terms may be included in certain sections of the Paylos Website. We recommend that you review any additional terms wherever they appear. In the event of any inconsistency between the provisions of these Terms and Conditions and those additional terms, the additional terms will prevail.

Terminology

In this document:

• We, us, and our refer to Paylos.
• You and your refer to each individual who accesses or uses the Paylos Website.

Our Commitment to Your Privacy

Paylos is strongly committed to the privacy of our valued clients, families, carers, and supporters.

Any collection, use, or disclosure of personal information about you will be in accordance with applicable privacy and data protection laws, including the Privacy Act 1988 (Cth) and the Privacy and Data Protection Act 2014 (Vic), as well as Paylos's Privacy and Confidentiality Policy and Procedure.

Detailed information regarding our commitment to privacy can be found in the Privacy and Confidentiality Statement.

By using or accessing the Paylos website www.paylos.org.au, you acknowledge acceptance of our privacy policy.

Information Usage

Paylos collects personal information to support service delivery. Information collected may include:

• Name
• Address
• Email address
• Telephone number
• Payment or transaction details

Any person may withdraw their consent to communication at any time by contacting info@paylos.org.au or calling 0429 317 355.

Non-Personal Information

Paylos may also collect non-personally identifiable information, which may include:

• IP host addresses
• Pages viewed
• Browser type
• Other data used for statistics or data analysis

Third Parties

Paylos does not provide personal information to other organizations, government agencies, or individuals unless one of the following applies:

1. The person has consented.
2. The person reasonably expects us to, or we have informed them.
3. It is required or authorized by law.
4. Disclosure is necessary to prevent or lessen a serious and imminent threat to life, health, or safety.
5. Other circumstances permitted by the Australian Privacy Principles (APPs), such as disclosures reasonably necessary for law enforcement purposes.
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Security

The security of your personal information is extremely important to us. Paylos is committed to taking reasonable steps to ensure your information is secure. We have implemented physical, electronic, and administrative procedures to safeguard and protect the information we collect.
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Other Websites

Paylos is not responsible for the privacy practices of websites accessed through links on the Paylos website.
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Changes to Policy

Paylos reserves the right to change, modify, add, or remove portions of this policy at any time without notice.

If in the future, we plan to use your personal information differently from this policy, we will:

1. Post the changes here.
2. Provide you an opportunity to opt-out of such differing uses.

Your continued use of the site following any changes to this policy means you accept such changes.
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Disclaimer and Limitation of Liability

Subject to Your Statutory Rights:

• Paylos does not expressly guarantee the accuracy, adequacy, or completeness of content on the website.
• All content is provided "as is" without express guarantees or warranties.
• All terms implied by law, except those that cannot be lawfully excluded, are excluded.
• Paylos does not warrant that this website or any linked websites will be free from viruses or defects.

Liability Limitation

If any legislation prohibits us from excluding or modifying our liability, our liability is limited to:

• For goods: Replacement, repair, or equivalent goods or payment of the cost thereof.
• For services: Re-supply of services or payment of equivalent services.

Indemnity

You indemnify Paylos against any liability for loss or damage suffered due to your breach of these terms or your use of the website.

Copyright and Trade Marks

All intellectual property, including copyright, trademark, trade dress, and trade names on this site, is exclusively owned by Paylos and protected under the Copyright Act 1968 (Cth) and international law.

Users agree not to interfere with these rights or breach intellectual property laws.

Australian Residents Only

The website's information is intended for Australian residents. If you access the website outside Australia, you are solely responsible for complying with local laws.

Changes to this Statement

This statement is subject to change, and updated versions will be posted on this website.

Contact Details

If you have any questions about privacy or terms of use, contact:

Paylos ABN 28 651 871 788
www.paylos.org.au/contact
info@paylos.org.au
0429 317 355